The Pre-Foreclosure List is a monthly report containing all of the postings filed on real estate for that county’s upcoming trustee sale/auction. These postings have been filed due to either a delinquent mortgage or delinquent homeowner/condo association dues. All property types are included in this list – residential, commercial, land and miscellaneous.
If you have ever been to the courthouse and looked at the pages upon pages of foreclosure notices filed on the board, then you are keenly aware that researching foreclosure notices is a huge task. That is why in 1963, FLS began researching foreclosure postings and publishing monthly pre-foreclosure lists.
This list includes detailed information regarding each foreclosure posting filed for that particular county’s upcoming foreclosure auction including the property address, property type, assessed value, original mortgage amount, date of original mortgage, property size, building age, mortgagee’s name (usually the property owner), mortgagor’s name (the lender), trustee’s name (the lender’s representative), city, zip code and more.
Each month, our team of experienced researchers begins by researching the foreclosure postings filed at various county courthouses. However, the information provided on the posting yields only a small portion of the information needed by our clients. For example, the posting notice provides insight on the key players – the names of the property owner, the lender and the lender’s trustee, the property address and the volume/page of the deed of trust.
Armed with this basic information on each posting, we then conduct more detailed research to gather and add information regarding the property type (is it a home, a condominium, an office building, an unimproved tract of land, etc.), property size, year built, assessed value and other property characteristics, as well as information about the posted mortgage.
The Pre-Foreclosure Lists are available and published on a monthly basis. Our extensive research process is completed on Wednesday night, 20 days prior to the foreclosure auction. At that time, the complete list is available online.
However, to assist our customers in gaining an edge on foreclosure investment opportunities, we begin adding Early Postings to our database as much as 35 days before the auction in many of the counties in our coverage area. So while you will want to access the complete list each month, you may want to take advantage of the Early Postings.
FLS’s Pre-Foreclosure Lists are available for 19 individual counties within the State of Texas. Our coverage area includes the following counties:
We also provide an ALL COMMERCIAL Pre-Forclosure List. We sell the Commercial Pre-Foreclosure List by North and Central Texas.
North Texas Commercial Pre-Foreclosure Includes the following counties:
Dallas, Tarrant, Collin, Denton, Rockwall, Ellis, Kaufamn, Johnson, Parker, Grayson counties
Central Texas Commercial Pre-Foreclosure Includes the following counties:
Bexar, Travis, Williamson, Bell, Burnet, Hays, Bastrop, Guadalupe, Comal counties
Subscribers have unlimited access to either view the whole list for that month or use our advanced SEARCH ENGINE. The SEARCH ENGINE allows you to pinpoint the type of properties that you are interested in, and lets you to define up to 17 different search fields within our pre-foreclosures database.
Geographically, you can search by
Street Name & Address
You may also define the search criteria by
Age of Construction
Property Assessed Value.
And, you may specify information regarding the mortgage, including
Loan to Tax Value Ratio (Amount of Equity)
Loan Amount Range
Year of Loan Origination
Type of Loan.
The Pre-Foreclosure Lists can be viewed on the screen, printed or downloaded/saved as follows:
While most of our subscribers enjoy the timeliness, flexibility and convenience of our online, web-based products, FLS lists may still be ordered in hardcopy printed format. The hardcopy monthly report becomes available 19 days prior to the auction. You may pick up a list in person at our office or we will be happy to mail the list to you.